It’s not uncommon for people to feel a bit hesitant when it comes to buying a house. We get it: it can get scary and exciting at the same time. Investing in a home, or real estate demands time and commitment. And a plethora of other reasons that hold you back from buying your home— financial, . . .
You’ve finally found it— the house you’ve dreamt of for years! And, now that you’re almost at the finish line, it’s within your grasp as you have your offer accepted and a contract to buy it— but wait, it’s slipping away as you wonder if you really can get the finance! It can feel pretty . . .
Choosing a home loan is a decision that will affect you for years. Find our tips and a list of things you should know and ASK before you jump in! Before jumping in, let's get a vague idea of what the criteria is for people who are just starting out. The Criteria: There is a general framework . . .
Getting a loan pre-covid was already a matter of skill and knowledge in trying to match your circumstances with a lender that had a flavour of lending to 'someone like you'. There have been many changes by the Lenders to their policies because of Covid. The main impacts have been on self-employed . . .
First up, the Homebuilder Grant. We mentioned the Homebuilder scheme recently as this is one of the schemes that the government has introduced to help people that plan on building or doing major renovations. As of writing this, all states have now signed off on the scheme and applications are being . . .
Thinking about renovating or building? Now is a great time! The HomeBuilder is a tax-free grant program initiated by the Federal Government to stimulate the residential construction sector in response to the economic downturn caused by COVID-19. So how do you ensure you are eligible? And what . . .
Have you ever let a small debt to a utility company, or a mobile phone company lapse and forgotten about it? It may seem like a really minor thing, especially if it is a small amount, but in the eyes of many home loan lenders that is a deal breaker. These are called defaults and they stay on your . . .
When someone tells you it can’t be done, it is more a reflection of their limitations, not yours. This is a true story of how ‘it CAN be Done.’ Josie and Jim thought there was NO WAY they could get a mortgage, given their low deposit funds and not having their financials up to date. They joined a . . .
Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
If you are already a property investor, you’ve most likely considered using a Property Buyer. However, if you’re a first home buyer or someone seeking a property to live in, you may not have considered it. There are quite a few benefits to using Property Buyer for property purchases and it is not . . .