Refinancing - Living Home Loans

Refinance your Loan

We're expert Mortgage Brokers helping residents in Coolangatta, Queensland and Australia-wide refinance their Home Loan or Investment Loan.

5.0

from 348 Reviews

Would you like to save thousands of dollars over the life of your home loan? Refinancing has the potential to do just that.

Refinancing your Home Loan or Investment Loan can feel like navigating a maze, but it doesn't have to be with the right guidance. At Living Home Loans, we specialise in helping you refinance your loan, making the process as smooth and beneficial as possible. Whether you're in Coolangatta, Queensland, or anywhere else in Australia, we've got the expertise to help you make the smartest choices for your finances.

Why choose Living Home Loans to refinance your Home Loan or Investment Loan? We understand the unique needs of Australian property owners. Our personalised approach means we take the time to understand your financial situation and goals. We're here to find you a Home Loan or Investment Loan that lowers your monthly payments, helps you pay off your home loan sooner, or perhaps unlocks the equity in your home for other significant expenses.

Refinancing your Home Loan or Investment Loan can offer you a fresh start. Whether it's getting a lower interest rate, consolidating debt, or changing your loan terms, we're here to facilitate those benefits. Our team is passionate about helping residents not just in Coolangatta but across Australia. We believe in making refinancing accessible and understandable for everyone, regardless of your financial literacy level.

At Living Home Loans, our commitment is to your financial well-being. Choosing us means opting for a partner that works tirelessly to get you the best outcomes. Refinance yourHome Loan or Investment Loan with us, and experience a personalised, straightforward service that stands apart. We're not just another financial service; we're your ally in making your Home Loan or Investment Loan work for you.

How much could you save?

Get an estimate of your savings in less than 60 seconds

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Our Recent Reviews

We would highly recommend Kirsty and Rachel at Living Home Loans. They were both lovely to talk to and a great help with decisions we needed to make moving forward. When it came to the task of "paperwork" - it was just so easy.

Veanne

Liah was amazing, she was always there to help with any questions we had at any time of day! We couldn’t have purchased our first home without her!

Molly Childs

After having our first home loan application with another broker declined, my wife and I were very much devastated at this outcome. We were then referred to Andrew and Kirsty Best for a second opinion. Best decision I've made in a while!! From the very first phone call I made to Andrew I could tell that he had our best interests at heart. Their philosophy of having all the answers ready for any lender questions (including credit history) so that our application would have the best chance of succeeding was a masterstroke. Our previous broker did not do this!! Andrew and Kirsty guided us through every step and constantly kept in touch with solutions to any possible problems that may arise through the application. They really made this process seem very personal which is very impressive considering the amount of clients they must deal with. I had every confidence that Andrew and Kirsty would present the best possible loan application on our behalf. When our application was successful Andrew called to deliver the news, he was as pleased for us as we were for ourselves. I cannot recommend Andrew and Kirsty highly enough if you are looking to secure a home loan. A massive thank you to Andrew and Kirsty at Living Home Loans, true dedication and commitment of the highest order.

Kennedy Family

I received the news that my home loan had been approved from Garry via a phone call from his hospital bed!! Talk about attention to detail and dedication. Garry and the team at Living Home Loans were fantastic from the very first part of the correspondence right up until the good news phone call from his hospital bed. Highly recommend the team as this is the second time I have used them for a home loan. Thank you so much to everyone who played a part in making me very happy with the purchase.

Colin Kennedy

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Request a Call Back

Name

Phone Number

Email Address

Contact

306/87 Griffith Street, Coolangatta, QLD 4225 (Head Office)

Suite 9/247 Bayview Road, Runaway Bay QLD 4216

0439 110 255

Credit Representative #512666 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.