Would you like to save thousands of dollars over the life of your home loan? Refinancing has the potential to do just that.

Refinancing your Home Loan or Investment Loan can feel like navigating a maze, but it doesn't have to be with the right guidance. At Living Home Loans, we specialise in helping you refinance your loan, making the process as smooth and beneficial as possible. Whether you're in Coolangatta, Queensland, or anywhere else in Australia, we've got the expertise to help you make the smartest choices for your finances.

Why choose Living Home Loans to refinance your Home Loan or Investment Loan? We understand the unique needs of Australian property owners. Our personalised approach means we take the time to understand your financial situation and goals. We're here to find you a Home Loan or Investment Loan that lowers your monthly payments, helps you pay off your home loan sooner, or perhaps unlocks the equity in your home for other significant expenses.

Refinancing your Home Loan or Investment Loan can offer you a fresh start. Whether it's getting a lower interest rate, consolidating debt, or changing your loan terms, we're here to facilitate those benefits. Our team is passionate about helping residents not just in Coolangatta but across Australia. We believe in making refinancing accessible and understandable for everyone, regardless of your financial literacy level.

At Living Home Loans, our commitment is to your financial well-being. Choosing us means opting for a partner that works tirelessly to get you the best outcomes. Refinance yourHome Loan or Investment Loan with us, and experience a personalised, straightforward service that stands apart. We're not just another financial service; we're your ally in making your Home Loan or Investment Loan work for you.

How much could you save?

Get an estimate of your savings in less than 60 seconds

Our Recent Reviews

I cannot recommend Kirsty Best and her team at Living Home Loans enough! From the start, she took the time to understand my financial situation and goals. She explained everything in plain terms, ensuring I knew exactly what was happening every step of the way. Her expertise in working with self-employed clients was evident, as she knew exactly which lenders to approach and how to present my case to get the best outcome. Thanks to Kirsty and her exceptional team, I was able to refinance my existing home loan, which has already saved me money, and secure a new investment loan which aligns perfectly with my needs. Her attention to detail, proactive communication, and genuine care for my financial well-being, made all the difference. If you’re self-employed or have a more complex financial situation, I highly recommend reaching out to Kirsty Best. She is knowledgeable, professional, and truly a pleasure to work with. I will definitely be returning for any future financing needs! Thank you again, Kirsty, for making what seemed like an uphill battle into a seamless and rewarding experience!

Angela Murray

Kirsty and her team were great throughout the whole process. Being first home buyers it was all a first. Kirsty made it easy and stress free for us. Always readily available to answer any questions right from the beginning until we found our property and had an offer accepted. Definitely recommend these guys, much more personable than some of the bigger broker companies. 10/10!

Lachlan Sprott

I would like to say thank Justin Dobie for helping make our dreams come true for buying a beautiful property and thank you for looking after us from day one until the end. You did a great job. Thank you so much. ???? ...

Jayda Palaboon

Working with Justin from Living Home Loans has been a dream! Everything has been super easy & the information and advice we received was incredible. I have been recommending my friends & family to visit LHL as our experience was seriously the best. Thank you Justin!

Karissa Benson

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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