About Us

Andrew and Kirsty Best established Living Home Loans in 2016, because they wanted to help property buyers achieve financial peace of mind. They saw a mortgage broker's role as a way to offer clients choices in the property purchasing process, and to ensure their clients could still maintain the lifestyle they wanted.

Living Home Loans aims to cultivate property ownership dreams by securing your key to success.

Unlike many other brokers, Living Home Loans don't stop at obtaining your property loan. They aim to build a long-term relationship with you, ensuring they focus on your best interests. They'll work with your real estate, builder and solicitor to ensure the home finance process runs smoothy. They'll also stay in contact with you, to ensure your loan continues to be the right loan for you and your changing circumstances.

They understand your unique set of circumstances, means you require home finance that suits your current lifestyle and future goals.

Living Home Loans Awards
Kirsty Best Mortgage Broker Living Home Loans

Senior Mortgage Broker/Director

Kirsty Best

Kirsty Best was a former Science teacher and an Australian Longboard Surfing Champion. She leverages both her problem-solving skills and drive to excel in her current roles at Living Home Loans. Kirsty believes in the power of being genuine, seeking knowledge and strong relationships with her clients in order to achieve outstanding results. With her industry recognised expertise, Kirsty is highly qualified to handle all the financial requirements, allowing her clients to focus on the excitement of their new property.

Andrew Best Mortgage Broker Living Home Loans

Head of Growth/Director

Andrew Best

Andrew Best transitioned from a military and musical education career to become the driving force behind Living Home Loans. He ensures our clients are highly impressed with all that we do, maintaining a strong customer service focus. Andrew excels in finding creative solutions for all things business, drawing on his own background as a mortgage broker. He is also a natural at building business networks and community based initiatives.


Garry McWilliam  Mortgage Broker Living Home Loans

Senior Mortgage Broker

Garry McWilliam

Garry McWilliam brings a wealth of experience to Living Home Loans with a long and respected career in mortgage broking and vehicle finance. He works with a strong commitment to secure property finance approvals as quickly as possible so that his clients can relax and be confident in their purchases or refinances. Garry highlights the benefits of an experienced mortgage broker, as he gives his clients the edge in a complex home loan market. He is a valued team member who is often a man of few words.

Liah Williams  Mortgage Broker Living Home Loans

Mortgage Broker

Liah Williams

Liah Williams is an industry recognised mortgage broker who has made an impact on all her clients. She has a background in real estate, and she is well known for her bubbly and enthusiastic personality. Liah excels at delivering the best outcomes for clients, leaving them inspired for what is next to come. She thrives on helping them achieve their property dreams. As an avid investor herself, she has a thirst for knowledge and how to get ahead with property.

Justin Dobbie Mortgage Broker Living Home Loans

Mortgage Broker

Justin Dobie

Justin Dobbie joined Living Home Loans after an established career in hospitality as a manager. He now applies his outstanding organisational skills into the world of finance approvals. Justin has a great passion for helping clients to achieve their dreams of owning a home or buying an investment property. He has a very determined way of finding the best solutions in order to bring cost saving benefits to his clients. Justin leaves us all impressed by his hard work and can do attitude.


Sarah Tait  Mortgage Analyst Living Home Loans

Mortgage Analyst

Sarah Tait

Sarah Tait has been the longest serving staff member of the Living Home Loans team. She is a steady achiever who can be relied upon to deliver excellent client outcomes. Sarah has a creative and kind nature, and she is highly valued for her contributions to building smooth processes for our brokers and our clients. She really enjoys helping out wherever she can and also being a central part of our vibrant team.


Nikki Alli  Mortgage Analyst Living Home Loans

Mortgage Analyst

Nikki Alli

Nikki Alli is a very polite and hard-working young man. He plays an important role at Living Home Loans as a busy mortgage analyst, ensuring clients have a smooth and efficient loan process. He has extra responsibilities looking after our central email system, along with significant support for the brokers. Nikki finds fulfillment in seeing clients achieve their goal of homeownership and he takes pleasure in helping the brokers to find great deals tailored to our client's unique circumstances.

Ready to chat to one of our team?

Our Recent Reviews

10/10 service

Trent Kaiser

Living home loans are friendly professional and achieve great results for their clients. I’ve recommended family and friends who are super satisfied with their efficiency and knowledge in the financial sector and specialise in home loan lending.

Ross Callaghan

Very easy process and done quickly. Great communication. Easily recommend to friends and family

Gavin Langford

Justin and Kirsty from Living Home Loans were incredibly easy to work with. They were professional and informative and they were always available to answer any of our questions. The process was much quicker than I anticipated and I would definitely use th

Nila oppedisano

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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