Perhaps you've recently moved from interstate, have a poor credit rating, started a new job or kickstarted your own business? We can help.

At Living Home Loans, we understand the unique challenges that self-employed individuals face when trying to secure a loan. Traditional lenders often require extensive paperwork and a long history of steady income, which isn't always possible for the self-employed. That's where our specialised Self Employed Loans come into play, offering a lifeline to those who run their own businesses.

Our Self Employed Loans are crafted with the flexibility and understanding that your financial situation might not be as straightforward as someone on a salary. We offer Low Document (Low Doc) Loans for self-employed residents not just in Coolangatta, Queensland, but Australia-wide, recognising that the need for such loans is not limited by geography. These loans are specially designed to make the application process smoother and faster by requiring fewer documents than traditional loans, making them an ideal solution for self-employed individuals who might struggle with the paperwork required by other lenders.

Choosing Living Home Loans means you're opting for a team that champions your unique needs as a self-employed individual. We master the art of balancing the requirement for loan security with the understanding that your income might vary. With our expert guidance, you can navigate the loan process with confidence, ensuring you get the support you need to grow your business or invest in your future.

Remember, when it comes to finding a loan that appreciates the entrepreneurial spirit, Living Home Loans is your dedicated partner. Our Self Employed Loans are tailored to meet your individual needs, providing a path to financial stability and success.

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Our Recent Reviews

10/10 service

Trent Kaiser

Living home loans are friendly professional and achieve great results for their clients. I’ve recommended family and friends who are super satisfied with their efficiency and knowledge in the financial sector and specialise in home loan lending.

Ross Callaghan

Very easy process and done quickly. Great communication. Easily recommend to friends and family

Gavin Langford

Justin and Kirsty from Living Home Loans were incredibly easy to work with. They were professional and informative and they were always available to answer any of our questions. The process was much quicker than I anticipated and I would definitely use th

Nila oppedisano

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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