Borrowing Capacity - Living Home Loans

How much can you borrow?

Ready to buy that dream home? In less than 60 seconds find out how much you could borrow to buy a property with a Home Loan.

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Our Recent Reviews

Fantastic experience working with the Living Home Loans team and Emma. Very friendly and helpful and both phone and email communication were handled promptly throughout. Would happily recommend them and would work with them again.

Melissa Richards

We can’t thank Caleb enough for all his help throughout our home loan journey, from the very beginning right through to settlement. His communication was spot on from day one. Caleb was always available to answer our questions, no matter how big or small, and made the whole process feel so much easier and less stressful!! What really stood out to us was how genuine, knowledgeable and patient he was. He always took the time to explain things properly and made sure we felt comfortable and understood what was happening at every stage. Buying a home can be a pretty overwhelming process, but having Caleb there made a massive difference for us. We genuinely couldn’t recommend Caleb highly enough. Thanks again for everything, mate! Much appreciated 🙌🏼🙌🏼

Vinnie Castro

As a first-home buyer building a new home, I couldn’t have asked for a better experience with Caleb and the Living Home Loans team. Throughout the entire journey, Caleb was knowledgeable, responsive, and always willing to explain things clearly. From securing finance to navigating the various stages of the build, his guidance made what could have been a stressful process feel much more manageable. I highly recommend Caleb and team to anyone looking for a mortgage broker, especially first-home buyers.

Nirzara Bandekar

Can’t thank Caleb and his team enough for helping me secure my first home loan and then subsequently refinance, with no issues at all! Have recommended them to all my friends. Such high quality service from the team!

Zoe Bailey

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.