Would you like to save thousands of dollars over the life of your home loan? Refinancing has the potential to do just that.

Refinancing your Home Loan or Investment Loan can feel like navigating a maze, but it doesn't have to be with the right guidance. At Living Home Loans, we specialise in helping you refinance your loan, making the process as smooth and beneficial as possible. Whether you're in Coolangatta, Queensland, or anywhere else in Australia, we've got the expertise to help you make the smartest choices for your finances.

Why choose Living Home Loans to refinance your Home Loan or Investment Loan? We understand the unique needs of Australian property owners. Our personalised approach means we take the time to understand your financial situation and goals. We're here to find you a Home Loan or Investment Loan that lowers your monthly payments, helps you pay off your home loan sooner, or perhaps unlocks the equity in your home for other significant expenses.

Refinancing your Home Loan or Investment Loan can offer you a fresh start. Whether it's getting a lower interest rate, consolidating debt, or changing your loan terms, we're here to facilitate those benefits. Our team is passionate about helping residents not just in Coolangatta but across Australia. We believe in making refinancing accessible and understandable for everyone, regardless of your financial literacy level.

At Living Home Loans, our commitment is to your financial well-being. Choosing us means opting for a partner that works tirelessly to get you the best outcomes. Refinance yourHome Loan or Investment Loan with us, and experience a personalised, straightforward service that stands apart. We're not just another financial service; we're your ally in making your Home Loan or Investment Loan work for you.

Our Recent Reviews

This is the second time that Liah has successfully secured us our preferred property. Liah is an absolute superstar mortgage broker and I recommend her to any and ...

Rikki Schaap

I honestly can’t thank Garry, Natasha, and the whole team at Living Home Loans enough. From the very beginning they’ve been incredibly kind, patient, and genuinely supportive. I’m someone who can easily get overwhelmed with big decisions, ...

Bhodi wells

Living Home Loans brokered the loans for my parents a year ago and for us just recently. Neither were straight forward but they took them in their stride and made it easy. I recommend them to anyone who needs a home loan. Take the easy way out ;)

Tania Christie

Kirsty Best and her team at Living Home Loans provided us outstanding customer service and made the whole refinancing process seamless - even though we were interstate. Living Home Loans are really good at what they do, and saved us time, stress and paperwork. Thoroughly recommend them.

Matt V

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.