Would you like to save thousands of dollars over the life of your home loan? Refinancing has the potential to do just that.

Refinancing your Home Loan or Investment Loan can feel like navigating a maze, but it doesn't have to be with the right guidance. At Living Home Loans, we specialise in helping you refinance your loan, making the process as smooth and beneficial as possible. Whether you're in Coolangatta, Queensland, or anywhere else in Australia, we've got the expertise to help you make the smartest choices for your finances.

Why choose Living Home Loans to refinance your Home Loan or Investment Loan? We understand the unique needs of Australian property owners. Our personalised approach means we take the time to understand your financial situation and goals. We're here to find you a Home Loan or Investment Loan that lowers your monthly payments, helps you pay off your home loan sooner, or perhaps unlocks the equity in your home for other significant expenses.

Refinancing your Home Loan or Investment Loan can offer you a fresh start. Whether it's getting a lower interest rate, consolidating debt, or changing your loan terms, we're here to facilitate those benefits. Our team is passionate about helping residents not just in Coolangatta but across Australia. We believe in making refinancing accessible and understandable for everyone, regardless of your financial literacy level.

At Living Home Loans, our commitment is to your financial well-being. Choosing us means opting for a partner that works tirelessly to get you the best outcomes. Refinance yourHome Loan or Investment Loan with us, and experience a personalised, straightforward service that stands apart. We're not just another financial service; we're your ally in making your Home Loan or Investment Loan work for you.

Our Recent Reviews

Adam Berwick

Kirsty and the team have been nothing short of amazing! Fantastic, clear communication throughout the process and a brilliant outcome for me, I couldn't be happier!

ANNA GILBERT CREATIVE

Kirsty, Callum, Lindi & Neka @ Living home Loans all went above & beyond to help us with refinancing our mortgage. They kept the process very professional, but even took the time and got know us on a personal level; which created a trusting relationship and provided the best outcome for our individual needs. Everyone involved @ Living Home Loans ensured our application kept moving along smoothly, working collaboratively behind the scenes, going above and beyond; taking on all the necessary hard work out of our hands, for our quick approval. We were always kept involved, communication was their priority and every detail was run past us prior for approval or adjustment. Any of our questions or concerns were replied to via phone, text or email daily. Living Home Loans were never out of reach and this isn’t just your average run of the mill broker company; this team truly has your back the entire way and are genuinely invested in you as both clients and individuals; providing us with an outstanding positive experience & result. We couldn’t be happier with Kirsty, Callum, Lindi & Neka and we highly recommend using Living Home Loans. They won’t disappoint!

Melanie

bought our second home with the help of caleb and his team - easy, kind, and helpful

suki fox

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.