Asset Finance

We're expert Mortgage Brokers helping residents in Coolangatta, Queensland and Australia-wide use Asset Finance to buy equipment or a vehicle.

5.0

from 557 Reviews

Whether you're wanting a new vehicle, plant or machinery, we're on your side

Asset finance can be a game-changer for many businesses and individuals, offering the opportunity to access necessary equipment or vehicles without the initial heavy financial burden. This financial solution allows you to spread the cost over time, making it easier to manage your budget and cash flow. Whether you're in Coolangatta, Queensland, or anywhere else in Australia, Asset Finance can be the key to unlocking potential and driving growth in your venture.

Clients often find themselves puzzled by the numerous options and the complex nature of financial products. This is where Living Home Loans steps in to simplify the process. Our team of experts is well-versed in navigating the intricacies of Asset Finance, ensuring you get a deal tailored to your specific needs. By working with us, you're not just gaining access to funds; you're also receiving a personalised service that understands the unique challenges and opportunities within your locale.

Why should clients choose Living Home Loans for their Asset Finance needs? Firstly, our experience with clients from different backgrounds, including those in Coolangatta, has equipped us with a deep understanding of the varied requirements across Queensland and the broader Australian market. This local insight, combined with our comprehensive network of lenders, means we can secure competitive deals that might not be available when dealing directly with financial institutions.

Furthermore, Asset Finance through Living Home Loans is designed to be as straightforward and hassle-free as possible. We handle the heavy lifting, from initial application to final approval, allowing you to focus on what you do best - running your business or enjoying your new purchase.

Whether you're looking to finance new machinery, vehicles, or any other significant assets, Living Home Loans is your trusted partner. With our expertise in Asset Finance, commitment to personalised service, and extensive coverage across Australia, we make securing the funds you need a swift and seamless experience. Choose us, and let's unlock new possibilities together.

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Our Recent Reviews

I honestly couldn’t recommend Caleb highly enough. We first had a meeting with Caleb on a Wednesday afternoon where we went through our situation, income and what we were looking for. Our loan wasn’t exactly straightforward, as my fiancé is currently on a sponsorship visa and wasn’t eligible for PR for another 6 months. I’d spoken to a few other brokers earlier in the year, when there weren’t many houses on the market, and they were all quite hesitant about our situation. It left us feeling pretty unsure about whether we’d even be able to get the loan we wanted and whether it was worth our time looking at properties. One broker even suggested we would have to pay foreign investor tax regardless of the loan structure. We were actually referred to Caleb by friends who were in a very similar situation so they had already been through the process themselves. Caleb was completely different. He reassured us that it wouldn’t be an issue and explained how we could structure the loan. He went through our income, expenses and liabilities and then told us to start looking at properties. He said to call him anytime if we found something we liked, even though we hadn’t yet received formal pre-approval. Only 3 days later, we had inspected 6 properties on a Saturday and one of them was everything we wanted. We instantly fell in love with it. I messaged Caleb and within an hour he had sent through all the information we needed about the property, including valuations and everything else we needed to make an offer. The property was pulled from the market just two days after we inspected it, so we were able to just get our offer in. After a bit of back and forth with the agent, we eventually got a really solid outcome. We then submitted our loan documents and Caleb had us formally approved in less than a week. He also managed to secure us a rate lower than what the bank was advertising. As first home buyers, he guided us through the entire process step-by-step and was always available to answer our questions. He’s genuinely the type of broker who would probably answer your call at 10pm to help you out (although don’t actually call him that late 😂). Couldn’t be happier with the service we received and the outcome Caleb achieved for us. We’ll definitely be recommending him to all our friends and family. Thanks again Caleb!

Chris Mills

Living Home Loans has been looking after our investment clients for several years, and we are very happy to give them our highest recommendation. Their team is professional, approachable and extremely knowledgeable about the finance industry. Time and again, they have worked hard to find suitable finance solutions for our clients, including situations requiring extra care and persistence. Thank you to the entire team for your outstanding service and support. You are a wonderful group of people to work with. Brian Invest Realty Australia

Invest Realty Australia

Kirsty, Callum, & Neka @ Living home loans went above & beyond to help us with refinancing our mortgage. They kept the process professional, yet simple for us, moving it along smoothly and taking on all the work needed for approval. We were always in contact & they responded to any of our questions via phone, text or email daily. They helped to build a trusting rapport, getting to know us on an individual level; making this a very positive experience. We highly recommend using Living Home Loans.

Melanie

Caleb and Callum have brokered multiple loans for us over the past few years and honestly couldn’t be more helpful, genuine people. They are just fantastic to work with and we couldn’t recommend them highly enough!

Matt Jamieson

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Do you charge a fee or are the any hidden costs?

Living Home Loans generally charges no fee. However, there are some more complex situations where a small fee is applicable although this will be discussed in your meeting. There are no hidden costs at all.

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Who owns Living Home Loans and are you part of a Franchise?

We are a family owned business who is not affiliated with any franchise or outside enterprise. Living Home Loans values this independence, and we work hard to look after our community of valued clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Homeowners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for your refinance, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Does Living Home Loans help Self Employed borrowers?

It can be as easy for business owners to get finance as anybody else. We bring solutions to Self Employed borrowers, such as using BAS statements as a means of adequately demonstrating your capacity to service a loan.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.