Looking to buy your first home this year? Obtaining a home loan can depend on many factors, including how much you need to borrow, your repayment capacity and the economic environment. 2020 saw a lot of red tape introduced by lenders in response to COVID-19 job reductions and layoffs, which . . .
Unlock Equity, Refinance & SAVE! Did you know, if your property has increased in value, the amount of equity held in that property will have gone up too? You can then refinance your mortgage to access that increased equity, which can then be used to cover the deposit and all costs on . . .
We’ve had many people asking us how they can take advantage of the CRAZILY LOW interest rates that are now being offered. We’d like to shed a bit of light on this. Yes, thanks to COVID-19, our economy is trending downward and the RBA has reduced the cash rate to an unprecedented 0.25%. Many lenders . . .
We recently helped Carol, a designer and Gold Coast Home Owner, who one day walked into our office. She was sure that her loan repayments were in a mess. She felt as though she was in a big pickle. She had maxed out all 5 of her credit cards and was struggling to make her monthly repayments, as . . .
We recently helped a young couple (we will name them John and Kate for the sake of this blog) who wanted to get some money out of their home loan to pay for their upcoming wedding. They had gone to their bank, who their home loan was with, and upon applying for a top up on their home loan to be . . .