When someone tells you it can’t be done, it is more a reflection of their limitations, not yours. This is a true story of how ‘it CAN be Done.’ Josie and Jim thought there was NO WAY they could get a mortgage, given their low deposit funds and not having their financials up to date. They joined a . . .
What is a property buyer and are they worth using?
If you are already a property investor, you’ve most likely considered using a Property Buyer. However, if you’re a first home buyer or someone seeking a property to live in, you may not have considered it. There are quite a few benefits to using Property Buyer for property purchases and it is not . . .
How much do I need to get a first home owner loan?
If you are in the market or considering getting into the market for your first home, then you are probably a little overwhelmed trying to work out how much you need to get your foot in the door. Now, if you have someone in your family that is happy to be a family guarantor for you, then you are . . .
How first home owners are getting into the property market and saving thousands of dollars
We all know it’s not easy for First Home Owners (FHO) to get into the property market these days. For a property priced at $400,000 you’ll need around $40,000 to cover the deposit, stamp duty, legal and bank fees and Lenders Mortgage Insurance. There are, however, some ways you can reduce the amount . . .
Living Home Loans Inaugural Office Opening
After working from temporary offices and also our home office for the past three years, we are extremely pleased to announce that we now have a new home for Living Home Loans – our first permanent office, located at 306b/87 Griffith Street, Coolangatta. Lindi and Georgia Gardiner (Award winning . . .
Should you wait for the First Home Loan Deposit Scheme to buy your first home?
In May this year the Federal Government put through a First Home Loan Deposit Scheme to make it easier for first home buyers to get into the market. It will be implemented from the 1st January 2020. So should you wait until January 2020 to buy your first home and take advantage . . .
How to pay off your wedding for less than a cup of coffee each week
We recently helped a young couple (we will name them John and Kate for the sake of this blog) who wanted to get some money out of their home loan to pay for their upcoming wedding. They had gone to their bank, who their home loan was with, and upon applying for a top up on their home loan to be . . .