How We Can Help You Get Your Deposit Together There are now an increasing number of ways that you can buy a home without having a deposit, or alternately, with as little as 5% deposit. They all have different requirements and it sure is useful to know which road you are heading along before you . . .
Is it Time To Refinance My Home Loan?
IS IT TIME TO REFINANCE MY HOME LOAN? You may have been very happy with your current lender for many years - especially with interest rates so low. However, you may finally need to think about refinancing to improve your financial situation. This is especially important if you are thinking of . . .
Can I Use My Super To Buy My First Home?
CAN I USE MY SUPER TO BUY MY FIRST HOME? Yes, you can, but many people have not even heard of this, let alone taken advantage of it to become a First Home Owner. As mortgage brokers, we have been surprised that there have been very few clients using the scheme to get their deposit funds . . .
Plan Ahead! Grants & Schemes Available for First Home Buyers
When our First Home Owners start to plan for buying a home, there are a number of government grants and schemes that will become a part of their planning. The specifics of each one can quickly become stumbling blocks of complication to understand these, amongst what started as a simple desire - to . . .
First Home Owner 2021 Pandemic Survival Checklist
Looking to buy your first home this year? Obtaining a home loan can depend on many factors, including how much you need to borrow, your repayment capacity and the economic environment. 2020 saw a lot of red tape introduced by lenders in response to COVID-19 job reductions and layoffs, which . . .
How a Family Guarantee helped James buy his first home and stay close to family
We recently helped a young man, that we will call James for the sake of this story, to buy his first home. James was 24 years old and had managed to save $10,000 from his job of a few years, as a mould injector. He really liked the idea of buying a property near his parent’s home as a way to be . . .