Looking to buy your first home this year? Obtaining a home loan can depend on many factors, including how much you need to borrow, your repayment capacity and the economic environment. 2020 saw a lot of red tape introduced by lenders in response to COVID-19 job reductions and layoffs, which . . .
Unlock Equity, Refinance & SAVE! Did you know, if your property has increased in value, the amount of equity held in that property will have gone up too? You can then refinance your mortgage to access that increased equity, which can then be used to cover the deposit and all costs on . . .
Are you sitting on equity that could be building a property portfolio for you? For many, a home is something that is a bucket list success, for others it is an investment towards financial freedom and financial security. And then there are many people who go out to purchase their new home . . .
It’s not uncommon for people to feel a bit hesitant when it comes to buying a house. We get it: it can get scary and exciting at the same time. Investing in a home, or real estate demands time and commitment. And a plethora of other reasons that hold you back from buying your home— financial, . . .
You’ve finally found it— the house you’ve dreamt of for years! And, now that you’re almost at the finish line, it’s within your grasp as you have your offer accepted and a contract to buy it— but wait, it’s slipping away as you wonder if you really can get the finance! It can feel pretty . . .
Choosing a home loan is a decision that will affect you for years. Find our tips and a list of things you should know and ASK before you jump in! Before jumping in, let's get a vague idea of what the criteria is for people who are just starting out. The Criteria: There is a general framework . . .
Getting a loan pre-covid was already a matter of skill and knowledge in trying to match your circumstances with a lender that had a flavour of lending to 'someone like you'. There have been many changes by the Lenders to their policies because of Covid. The main impacts have been on self-employed . . .