FIRST HOME OWNER
'Keys to Get In The Door!'
WITHOUT THE CONFUSION OVER YOUR OPTIONS,
EXHAUSTION OF TRYING TO WORK IT OUT FOR YOURSELF OR
CONCERN THAT YOU'LL MAKE THE WRONG CHOICE.
Are you confused by the options for FHO property lending – overwhelmed at what you need?
Are you uncertain about what is possible for your specific situation – or even if it’s a good idea at all?
Concerned that if you don’t get it sorted you’ll either end up taking a bad deal on property finance, or just stay stuck missing opportunities?
Do you want complete clarity on what the next best steps are for you to start building your property dreams?
Do you want to know exactly what your borrowing capacity is and what is possible for your situation?
Do you want to optimise your money using property, knowing deep down that you’ve made the best financial decision?
INTRODUCING THE LIVING HOME LOANS EXCLUSIVE OFFER FOR FHOs:
Keys To Get In The Door Session
A personalised planning session for your specific situation as a first home owner – where we work out your EXACT steps so you can start building your dreams with successful finance that gets you the property you want.
You will learn:
What will it cost me?
With different fees and charges it can be difficult to know the costs, you'll know exactly what it will cost you for all your options.
How much can I borrow?
Understanding your borrowing capacity is part of the process of creating your personal lending plan. This can be difficult to work out as each lender works differently. We’ll provide numbers that are specific to your situation, allowing you to make informed decisions with confidence.
Is it the right time for me?
It's important that you know you're making the right choice for you, and what to do if you need to wait.
Can I get approval?
It can be confusing and overwhelming to try to work this out yourself, you'll get clarity on this straight away.
How long can I expect to have to wait?
Once you have your full plan, you'll know exactly what's coming, and bring confusion to an end.
What's the loan market like?
The market is continuously changing - find out what is available for you right now.
How will my credit rating be affected?
Knowing this sets you up to make the right choice for other finance you may require in the near or distant future. Get it right at the meeting.
YOU WILL ALSO RECEIVE:
First Home Owner Plan
The personalised, step-by-step plan for your specific FHO situation – telling you EXACTLY what to do so you can start building your dreams with successful finance, that gets you the property you want.
Join hundreds of happy first home owners!
"They went above and beyond for us"
"Cannot thank Andrew & Kirsty enough for helping us secure our first home. They went above and beyond for us, they were patient and answered every silly question I had.
FRANKIE IAFRATE // NSW
"Thank you guys for making the whole process so easy for us"
“Would like to give Andrew and Kirsty a massive shout out!
Thank you both so much for helping us get into our first home, we had a number of obstacles and headaches with our first broker, had to seek an extension and there you were to save the day.
Thank you guys for making the whole process so easy for us. We really appreciate the effort you guys went to. Thank you thank you both again, we look forward to working with you again in the future.”
RICO GEAR // QLD
"True to their word they successfully got our family of 5 our first home"
"Biggest thank you to Andrew & Kirsty. Finally we got over the line and purchased our first home.
It wasn't easy and we had quite a few obstacles but true to their word they successfully got our family of 5 our first home. Thanks from The bottom of our hearts."
MEL JOHNSTON // NSW
"These guys had us pre-approved and house hunting in no time"
"A massive thank you to Andrew and Kirsty for helping us buy our first Aussie home. After bad experiences with other brokers over the last few months these guys had us pre-approved and house hunting in no time.
We found our new home and today got the call to say the loan was fully approved. We could not be happier and will recommend you guys to everyone thank you!"
LEE ALLOTT // QLD
"We can't thank you guys enough"
"Thank you so much for everything that you have done. We went through several brokers beforehand that promised the world and fell through but you guys told me you would help and have done so very quickly and made me and my family so happy. We can't wait to move into our first home. We can't thank you guys enough."
HARLEY MITCHELL // ACT
"They went above and beyond"
"Kirsty and Andrew made my dreams of owning a home a reality. They went above and beyond and I highly recommend their services."
LEAF LORE // NSW
THE LIVING HOME LOANS TEAM - Who are we?
Living Home Loans is here to help property buyers obtain successful finance so they can enhance their freedom.
We are a team inspired by trusting the things we know work - focus. Providing time and support to nurture and create - care. And the unique ability to think outside the square to find solutions where others can't - innovation.
We've helped hundreds of first home owners get into their first homes and we'd love to help you cultivate your dreams!
100% Satisfaction Guarantee
You are fully protected by our 100% Satisfaction-Guarantee. If you don’t know EXACTLY how to improve your mortgage position, we’ll give you a Double Gold Class Cinema Pass for your trouble. That's how confident we are!
Andrew and Kirsty Best
Frequently Asked Questions
Do you charge a fee?
We charge NO FEE - and will source and negotiate the absolute best deal on your behalf guaranteed.
Are you trying to sell me something?
There is no obligation to take any of our products. This is a stand alone offer to help you understand your lending options. Of course, if you decide to go ahead with us, we’d love to help you by doing your lending for you. Our aim is to make the process as easy and stress free for you as possible.
I'm not even sure if I can get finance?
This is a big question that many of our clients have - and the answer is - that's what we are here to find out. Often our clients are very surprised at what we are able to do.
What if the banks have already told me no?
Banks have different criteria than we do - and each bank only has access (and the incentive to sell) their own products. With us you have access to a vast suite of products Australia-wide - all in one place.
What if I'm unsure I really even want to get finance?
This is perfectly normal, and fine. From your planning session we not only provide you with options that best suit your situation, we'll help you get clear about how you can start cultivating your dreams!
This sounds like a lot of work
Your planning session will only take 20-30 minutes of your time, over the phone. We do all the background research for you and then provide you with your personalised plan. If you decide you'd like us to help you with your lending, we will do all the running around for you to save you the time and stress of chasing up phone calls. We can handle communications with agents, builders - yes even conveyancers. Our aim is to make the process as easy and stress free for you as possible.
What does a broker do?
As your broker, we will look for a loan that suits you and your circumstances and will help you cultivate your dreams. With access to multiple lenders and an array of different loan products, we stay up-to-date with the changes within the market and new products from lenders as they come online. Once we've identified loan options that work for you - and you choose the one you'd like to go ahead with - we take care of the whole application process on your behalf!
Is this a normal process to go through?
Again, with thousands of successful home finances under our belt for people right across the nation - we can assure you this is an extremely normal process to go through. We've just made it that little bit easier as you don't need to apply straight up like most brokers - first of all we make the plan - then you decide after that what's right for you to do next.
I'm not sure I'm ready, I think I need to sort some of my stuff out first?
That's an understandable position, many of our clients feel the same prior to talking to us. However - this process is a little different - it's designed to HELP YOU find out what is best for you and what is the best way forward to start cultivating your dreams. We will save you a lot of time and get you on the right path quickly.
Copyright 2018, Living Home Loans