IS IT TIME TO REFINANCE MY HOME LOAN? You may have been very happy with your current lender for many years - especially with interest rates so low. However, you may finally need to think about refinancing to improve your financial situation. This is especially important if you are thinking of . . .
Are Interest Rates On The Rise?
ARE INTEREST RATES ON THE RISE? Did you know it’s been 11 years since the Reserve Bank of Australia has increased its cash rate? It has been decreasing all this time leaving it with a record low rate of 0.10%, which it first dropped to during November of 2020 in order to help support the economy . . .
Is It Really Possible To Buy Your First Investment Property In The Current Market?
It Is Possible To Invest In Property Given The Current Market? Are you wondering if it's really possible to invest in property in the current market? Here I'll share with you a lovely couples journey that we helped make their first investment property purchase possible. Already being . . .
What it really takes to refinance – cost vs effort vs time
Unfortunately, many borrowers put refinancing a loan in the too hard basket because they think it involves a lot of fees, effort and time. And In some rare cases, this may be true, however, we have a lot of clients come to us and achieve significant savings by refinancing. With our guidance and . . .
Everything you need to know when refinancing in 2021
Unlock Equity, Refinance & SAVE! Did you know, if your property has increased in value, the amount of equity held in that property will have gone up too? You can then refinance your mortgage to access that increased equity, which can then be used to cover the deposit and all costs on . . .
Is it worth breaking a fixed rate home loan to refinance for a lower interest rate?
Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
Madonna a story of big dreams and perfect results
This story it about how a single lady who made her dreams into a living reality with a little help from us. On a beautiful, sun-filled Queensland day Madonna watched her dream become a reality as the Service Manager drove her brand new bright white car tied with a big red bow to the front door of . . .
Refinancing Rescue: Designer Cuts Work Days
We recently helped Carol, a designer and Gold Coast Home Owner, who one day walked into our office. She was sure that her loan repayments were in a mess. She felt as though she was in a big pickle. She had maxed out all 5 of her credit cards and was struggling to make her monthly repayments, as . . .
5 Reasons to consider refinancing your mortgage
1. You could save a lot of money with mortgage refinancing The main reason to refinance your mortgage is that you work hard for your money and you should be careful not to throw your money away unnecessarily. Lending packages change all the time and the conditions such as interest rates may be . . .
How to pay off your wedding for less than a cup of coffee each week
We recently helped a young couple (we will name them John and Kate for the sake of this blog) who wanted to get some money out of their home loan to pay for their upcoming wedding. They had gone to their bank, who their home loan was with, and upon applying for a top up on their home loan to be . . .
