Choosing a home loan is a decision that will affect you for years. Find our tips and a list of things you should know and ASK before you jump in! Before jumping in, let's get a vague idea of what the criteria is for people who are just starting out. The Criteria: There is a general framework . . .
Getting a loan pre-covid was already a matter of skill and knowledge in trying to match your circumstances with a lender that had a flavour of lending to 'someone like you'. There have been many changes by the Lenders to their policies because of Covid. The main impacts have been on self-employed . . .
Thinking about renovating or building? Now is a great time! The HomeBuilder is a tax-free grant program initiated by the Federal Government to stimulate the residential construction sector in response to the economic downturn caused by COVID-19. So how do you ensure you are eligible? And what . . .
This is certainly a crazy time in world history at the moment. An incredibly difficult time for many people, especially those who have lost their jobs. Our hearts go out to those of you doing it tough right now. This article will hopefully help some of you to work through the process of reviewing . . .
So while COVID-19 is challenging us from all angles, many people are finding solace in Bunnings! Yes Bunnings has been doing a roaring trade and of course it makes sense. While many of us are now spending most of our time at home, finding some home projects are great ways to stay sane. Perhaps it . . .
We’ve had many people asking us how they can take advantage of the CRAZILY LOW interest rates that are now being offered. We’d like to shed a bit of light on this. Yes, thanks to COVID-19, our economy is trending downward and the RBA has reduced the cash rate to an unprecedented 0.25%. Many lenders . . .
After working from temporary offices and also our home office for the past three years, we are extremely pleased to announce that we now have a new home for Living Home Loans – our first permanent office, located at 306b/87 Griffith Street, Coolangatta. Lindi and Georgia Gardiner (Award winning . . .
With the latest Federal Election now over and to the surprise of many, Scott Morrison has remained as Prime Minister. Now, many of our clients are asking what this means for them as property owners and investors. So here are the key things you can expect under the Coalition Government . . .
We’ve had a lot of clients ask us recently, “why are interest rates being increased by banks, when the Reserve Bank of Australia (RBA) hasn’t had a rate increase?” To explain we need to give you a quick run down on a few things. How does the Reserve bank affect interest rates? The Australian Federal . . .