IS IT TIME TO REFINANCE MY HOME LOAN? You may have been very happy with your current lender for many years - especially with interest rates so low. However, you may finally need to think about refinancing to improve your financial situation. This is especially important if you are thinking of . . .
Can I Use My Super To Buy My First Home?
CAN I USE MY SUPER TO BUY MY FIRST HOME? Yes, you can, but many people have not even heard of this, let alone taken advantage of it to become a First Home Owner. As mortgage brokers, we have been surprised that there have been very few clients using the scheme to get their deposit funds . . .
Are Interest Rates On The Rise?
ARE INTEREST RATES ON THE RISE? Did you know it’s been 11 years since the Reserve Bank of Australia has increased its cash rate? It has been decreasing all this time leaving it with a record low rate of 0.10%, which it first dropped to during November of 2020 in order to help support the economy . . .
6 Changes to REIQ Contracts in Queensland
CHANGES TO REIQ CONTRACTS IN QUEENSLAND As of the 20th January 2022 there were changes made to REIQ (Real Estate Institute of Queensland) contracts in Queensland. These include the Contract for Houses and Residential Land (17th ed.) and Contract for Residential Lots in a Community Title Scheme . . .
Is It Really Possible To Buy Your First Investment Property In The Current Market?
It Is Possible To Invest In Property Given The Current Market? Are you wondering if it's really possible to invest in property in the current market? Here I'll share with you a lovely couples journey that we helped make their first investment property purchase possible. Already being . . .
Are you looking to get a home loan but not sure where to start?
Choosing a home loan is a decision that will affect you for years. Find our tips and a list of things you should know and ASK before you jump in! Before jumping in, let's get a vague idea of what the criteria is for people who are just starting out. The Criteria: There is a general framework . . .
How has Covid Impacted the Ability to get a Loan?
Getting a loan pre-covid was already a matter of skill and knowledge in trying to match your circumstances with a lender that had a flavour of lending to 'someone like you'. There have been many changes by the Lenders to their policies because of Covid. The main impacts have been on self-employed . . .
The HomeBuilder Grant: Everything You Need To Know
Thinking about renovating or building? Now is a great time! The HomeBuilder is a tax-free grant program initiated by the Federal Government to stimulate the residential construction sector in response to the economic downturn caused by COVID-19. So how do you ensure you are eligible? And what . . .
COVID-19 lockdown: a good time to review household expenses
This is certainly a crazy time in world history at the moment. An incredibly difficult time for many people, especially those who have lost their jobs. Our hearts go out to those of you doing it tough right now. This article will hopefully help some of you to work through the process of reviewing . . .
COVID-19 lockdown: a good time for home improvements
So while COVID-19 is challenging us from all angles, many people are finding solace in Bunnings! Yes Bunnings has been doing a roaring trade and of course it makes sense. While many of us are now spending most of our time at home, finding some home projects are great ways to stay sane. Perhaps it . . .
