Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
How important is education to you?
Most people go to school to learn. To learn life skills. How to be sociable. And of course many subjects that years later we wonder what did I gain from that Pythagoras theorem class? Yet there are many classes that for many years school has not taught us. Or our children. Perhaps one of the . . .