How We Can Help You Get Your Deposit Together There are now an increasing number of ways that you can buy a home without having a deposit, or alternately, with as little as 5% deposit. They all have different requirements and it sure is useful to know which road you are heading along before you . . .
Is it Time To Refinance My Home Loan?
IS IT TIME TO REFINANCE MY HOME LOAN? You may have been very happy with your current lender for many years - especially with interest rates so low. However, you may finally need to think about refinancing to improve your financial situation. This is especially important if you are thinking of . . .
Can I Use My Super To Buy My First Home?
CAN I USE MY SUPER TO BUY MY FIRST HOME? Yes, you can, but many people have not even heard of this, let alone taken advantage of it to become a First Home Owner. As mortgage brokers, we have been surprised that there have been very few clients using the scheme to get their deposit funds . . .
Are Interest Rates On The Rise?
ARE INTEREST RATES ON THE RISE? Did you know it’s been 11 years since the Reserve Bank of Australia has increased its cash rate? It has been decreasing all this time leaving it with a record low rate of 0.10%, which it first dropped to during November of 2020 in order to help support the economy . . .
6 Changes to REIQ Contracts in Queensland
CHANGES TO REIQ CONTRACTS IN QUEENSLAND As of the 20th January 2022 there were changes made to REIQ (Real Estate Institute of Queensland) contracts in Queensland. These include the Contract for Houses and Residential Land (17th ed.) and Contract for Residential Lots in a Community Title Scheme . . .
8 Reasons Why You Should Consider Using An Insurance Broker
8 Reasons Why You Should Consider Using An Insurance Broker Now that you are getting a home loan, there are some important insurances you will have to consider. The first type is the Building Insurance – this is something you will need to get before your loan settles. All . . .
Is it worth breaking a fixed rate home loan to refinance for a lower interest rate?
Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
How important is education to you?
Most people go to school to learn. To learn life skills. How to be sociable. And of course many subjects that years later we wonder what did I gain from that Pythagoras theorem class? Yet there are many classes that for many years school has not taught us. Or our children. Perhaps one of the . . .
