Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
Most people go to school to learn. To learn life skills. How to be sociable. And of course many subjects that years later we wonder what did I gain from that Pythagoras theorem class? Yet there are many classes that for many years school has not taught us. Or our children. Perhaps one of the . . .