Unlock Equity, Refinance & SAVE! Did you know, if your property has increased in value, the amount of equity held in that property will have gone up too? You can then refinance your mortgage to access that increased equity, which can then be used to cover the deposit and all costs on . . .
Is it worth breaking a fixed rate home loan to refinance for a lower interest rate?
Many people are asking us this exact question these days. With interest rates at an all-time low, and household expenses at an all-time high, refinancing to a lower interest rate looks like a great way to save on your monthly budget and it absolutely can be. But you do need to weigh up the costs of . . .
Rock-bottom Interest Rate Home Loans now available thanks to COVID-19
We’ve had many people asking us how they can take advantage of the CRAZILY LOW interest rates that are now being offered. We’d like to shed a bit of light on this. Yes, thanks to COVID-19, our economy is trending downward and the RBA has reduced the cash rate to an unprecedented 0.25%. Many lenders . . .
Why have banks increased interest rates, when the RBA cash rate hasn’t changed?
We’ve had a lot of clients ask us recently, “why are interest rates being increased by banks, when the Reserve Bank of Australia (RBA) hasn’t had a rate increase?” To explain we need to give you a quick run down on a few things. How does the Reserve bank affect interest rates? The Australian Federal . . .
Do you like the number 3?
Three is the number to own right now. It's the number at the start of many of our home loan rate options, while most of the others start with a four. Boring. So, while the big banks are sending their rates ever upwards, we can get you as low as 3.69% on your loan. There are specific terms and . . .