How We Can Help You Get Your Deposit Together There are now an increasing number of ways that you can buy a home without having a deposit, or alternately, with as little as 5% deposit. They all have different requirements and it sure is useful to know which road you are heading along before you . . .
Can I Use My Super To Buy My First Home?
CAN I USE MY SUPER TO BUY MY FIRST HOME? Yes, you can, but many people have not even heard of this, let alone taken advantage of it to become a First Home Owner. As mortgage brokers, we have been surprised that there have been very few clients using the scheme to get their deposit funds . . .
Are Interest Rates On The Rise?
ARE INTEREST RATES ON THE RISE? Did you know it’s been 11 years since the Reserve Bank of Australia has increased its cash rate? It has been decreasing all this time leaving it with a record low rate of 0.10%, which it first dropped to during November of 2020 in order to help support the economy . . .
6 Changes to REIQ Contracts in Queensland
CHANGES TO REIQ CONTRACTS IN QUEENSLAND As of the 20th January 2022 there were changes made to REIQ (Real Estate Institute of Queensland) contracts in Queensland. These include the Contract for Houses and Residential Land (17th ed.) and Contract for Residential Lots in a Community Title Scheme . . .
8 Reasons Why You Should Consider Using An Insurance Broker
8 Reasons Why You Should Consider Using An Insurance Broker Now that you are getting a home loan, there are some important insurances you will have to consider. The first type is the Building Insurance – this is something you will need to get before your loan settles. All . . .
Plan Ahead! Grants & Schemes Available for First Home Buyers
When our First Home Owners start to plan for buying a home, there are a number of government grants and schemes that will become a part of their planning. The specifics of each one can quickly become stumbling blocks of complication to understand these, amongst what started as a simple desire - to . . .
Turnkey, House and Land, Custom Built: Comparing your options
Looking for a home or investment property requires a lot of time and energy. You may find you're being bombarded with advertisements that showcase house and land packages and turnkey new home packages at very affordable prices. These adverts are put out by developers who purchase large areas of . . .
Self Employed People Can Get Their Home Loan Approved
You’re a business owner. Now let’s make you a homeowner! Being your own boss is considered a major achievement and usually, it is celebrated as a pretty big life event. But unfortunately, when it comes to getting a home loan, the banks don’t always raise a glass for you. The issue with many . . .
First Home Owner 2021 Pandemic Survival Checklist
Looking to buy your first home this year? Obtaining a home loan can depend on many factors, including how much you need to borrow, your repayment capacity and the economic environment. 2020 saw a lot of red tape introduced by lenders in response to COVID-19 job reductions and layoffs, which . . .
Could you be building your property portfolio now?
Are you sitting on equity that could be building a property portfolio for you? For many, a home is something that is a bucket list success, for others it is an investment towards financial freedom and financial security. And then there are many people who go out to purchase their new home . . .
