We recently helped Carol, a designer and Gold Coast Home Owner, who one day walked into our office. She was sure that her loan repayments were in a mess. She felt as though she was in a big pickle. She had maxed out all 5 of her credit cards and was struggling to make her monthly repayments, as . . .
After working from temporary offices and also our home office for the past three years, we are extremely pleased to announce that we now have a new home for Living Home Loans – our first permanent office, located at 306b/87 Griffith Street, Coolangatta. Lindi and Georgia Gardiner (Award winning . . .
In May this year the Federal Government put through a First Home Loan Deposit Scheme to make it easier for first home buyers to get into the market. It will be implemented from the 1st January 2020. So should you wait until January 2020 to buy your first home and take advantage . . .
With the latest Federal Election now over and to the surprise of many, Scott Morrison has remained as Prime Minister. Now, many of our clients are asking what this means for them as property owners and investors. So here are the key things you can expect under the Coalition Government . . .
1. You could save a lot of money with mortgage refinancing The main reason to refinance your mortgage is that you work hard for your money and you should be careful not to throw your money away unnecessarily. Lending packages change all the time and the conditions such as interest rates may be . . .
We recently helped a young couple (we will name them John and Kate for the sake of this blog) who wanted to get some money out of their home loan to pay for their upcoming wedding. They had gone to their bank, who their home loan was with, and upon applying for a top up on their home loan to be . . .
Mr and Mrs J had no idea if they were in a position to get a loan for their renovation and they were confused about their options and how to proceed. It all seemed too hard. Luckily a friend told them about our services and they got in contact with us. Renovation dream becomes a . . .
We’ve had a lot of clients ask us recently, “why are interest rates being increased by banks, when the Reserve Bank of Australia (RBA) hasn’t had a rate increase?” To explain we need to give you a quick run down on a few things. How does the Reserve bank affect interest rates? The Australian Federal . . .
Most people go to school to learn. To learn life skills. How to be sociable. And of course many subjects that years later we wonder what did I gain from that Pythagoras theorem class? Yet there are many classes that for many years school has not taught us. Or our children. Perhaps one of the . . .
Three is the number to own right now. It's the number at the start of many of our home loan rate options, while most of the others start with a four. Boring. So, while the big banks are sending their rates ever upwards, we can get you as low as 3.69% on your loan. There are specific terms and . . .