Hi, we’re Andrew and Kirsty Best. Pleased to meet you!
We help property buyers obtain successful finance so they can enhance their freedom.
We established Living Home Loans in 2014 as a vehicle to help property buyers who are trying to achieve financial peace of mind. Like most, we see an opportunity with property as a way to make this happen but we noticed some things greatly missing in the lending sector.
Individual banks had retained loan customers out of loyalty - but this left property buyers with reduced options of loans to choose from and often not the best loan for them.
Other brokers were available but their work stopped at obtaining the loan. The buyer was often left with a bunch of work talking to agents, builders, and other associated parties during the process. They would also go out of contact often, leaving the buyer in the dark as to what was going on.
We’ve brought a unique approach which considers both money and lifestyle. It’s built on the three pillars of “Focus, Care and Innovation”, a foundation which allows property buyers to get finance approved and to cultivate their dreams.
So how did our unique combination come about? Let us share our story with you….
Andrew has always been inspired by visionaries – start up business owners, brave people who face life’s challenges -people who are willing to try, don’t give up and won’t take no for an answer when going after their dreams.
People like Mick Fanning - for self belief and being able to bounce back after personal adversity and Eva Cassidy - a beautiful musician who battled through terminal illness and kept performing. Andrew’s uncle reached the top of his tree in two major companies whilst still having time to be a great family man - Money and lifestyle.
He’s also inspired by mountains and oceans. Their beauty, rawness and the longevity are things he has always gravitated towards.
Kirsty is inspired by people who combine their passion with making a good living. People like surfers, high end sports people, doctors and her children - people who are generous, grateful and optimistic.
She loves to see people become self sufficient and able to take care of their needs so that they have enough extra to give to other people/ the environment/ the world - Money and lifestyle. She also appreciates those who have the commitment needed to do something very well.
She values healthy, organic foods and, importantly, wants the financial freedom to live well and spend time in unique communities, or with friends and family.
For Kirsty the ocean is a spiritual place. Every wave is different and riding it is personal - only she rides like her. She loves to be still, to be in touch with nature, to have her attention taken off everything else - pure bliss, especially when the dolphins arrive. There is simply nothing like riding a wave with a dolphin - unexpected, wild and special.
For Andrew - he heralded from a family with old school family traditions. He learned that a loving family is important and still holds that belief to this day. The big difference he brought to the table was the drive to create things and cultivate his dreams in his unique way.
For 12 years he worked as a professional musician in the army and travelled the world before becoming a music teacher on the Sunshine Coast - a vehicle to hone his creativity and innovation.
A natural motivator, it wasn’t long until he was working in a music education coordinator role. He saw that it could be done better from a higher level again, so he established his own music education coordination company. This culminated in the position of Music Director for a 125 piece orchestra event at Etihad Stadium.
In 2007, for lifestyle reasons, he relocated to the Gold Coast to continue music teaching, until something special happened...
Kirsty’s family of origin taught her about work ethic, gratitude, planning and achievement. These teachings were all highly valued and she still holds these true to this day. The unique difference she adds to this is sensitivity and a belief in the inherent value of people outside of external achievement. Kirsty’s sense of being true to herself is very important to her and she believes that anyone can achieve anything, regardless of gender or background.
After working as a gymnastics coach and learning how to support and inspire, she kept a home and raised two boys. She did this whilst completing a Bachelor of Arts degree, balancing giving to others, whilst building herself up with learning and knowledge.
In 2002 her love of giving drew her to volunteer at David Fleay’s wildlife park, then in 2004 her personal development moved into professional longboarding, resulting in her becoming Australian Champion in 2009! Her excellent fitness, training skills, international travel and competition experience reinforced in her the belief that you can do anything you set your mind to.
In 2007 she became a secondary school science teacher, opting for the stability and safety of a regular job, until the itch to develop further took hold...
A SHARED CHALLENGE
Both Andrew and Kirsty share a common desire to help people grow, expand, and succeed, and to continue doing so themselves.
In 2014 the opportunity to start a mortgage broking business became real and turned from an idea into reality. For both of them teaching was great and although it provided money, security and allowed them to help others, they both felt they could give and achieve more.
A mortgage broking business would allow them to do just that - helping others in a different way - a bigger way - to create financial freedom for themselves as well as a lifestyle that would go along with it. In addition it would provide the opportunity for them to do the same.
It was a leap of faith to go out on their own and many fears came up - "can we really cultivate our dream on our terms?" "Is it really possible to do both - create money and lifestyle?"
The answer, as it turns out, was a resounding "Yes".
By trusting in the things they both knew would work - focus to set a goal and then stick to it – care - provide time and support to nurture its creation and allow it to happen - and innovation - to mould and create a business unique to them - the vision has come true.
A lifestyle for ourselves that is also financially rewarding.
One that allows us to use focus, care and innovation each and every day.
The same core principles that have been with us since the beginning, which inspired us so many years before, have proven their worth time and time again – both in business and in life.
And this is the secret source we offer our clients…
All we can say is thank you! We were referred by friends who raved about the service they had received from Living Home Loans and we were not disappointed!
Andrew went above and beyond in helping us secure our loan after being frustrated by our bank. We really appreciate all the advice offered and the effort he went to in order to finalise everything. Thanks again and we will be recommending you!
My wife and I enlisted Kirsty and Andrew to help find us the right lender for purchasing our first investment property. Not only were they able to find the right lender for us, but they were able to do so while fitting into our relatively tight timeframe.
Furthermore, they were a pleasure to deal with, readily available and happy to answer all of my questions throughout the process. As a testament to their great service, I have already recommended Living Home Loans to close friends.
A huge thank you for all your help with securing finance for our very first home. You turned an overwhelming and confusing world of banks and finance companies into a straightforward process, making it so simple for us to make our dream a reality.
We really appreciated your professional but personal approach and it has been a complete joy getting to know you both along this journey, we will both be highly recommending you to anyone and everyone who is looking to purchase a home. Again thank you both so so much you truly are incredible people.
-Stephen and Jayne Smith