Reduce your monthly mortgage with a Free Mortgage Savings Planning Session
WITHOUT THE CONFUSION OVER YOUR OPTIONS,
EXHAUSTION OF TRYING TO WORK IT OUT FOR YOURSELF OR
CONCERN THAT YOU'LL MAKE THE WRONG CHOICE.
Are you confused by the options for mortgage refinancing – overwhelmed at your choice?
Are you uncertain about what is possible for your specific situation – or even if it’s a good idea at all?
Concerned that if you don’t get it sorted you’ll either end up taking a bad deal on refinancing, or just stay stuck paying too much?
Do you want complete clarity on what the next best steps are for you to save money on your mortgage?
Do you want to know exactly what is possible for your situation, and what you could save?
Do you want to start saving money each month on your mortgage, knowing deep down that you’ve made the best financial decision?
INTRODUCING THE LIVING HOME LOANS EXCLUSIVE OFFER:
MORTGAGE SAVINGS PLANNING SESSION
A personalised planning session for your specific situation – where we work out your EXACT steps so you can refinance fast and start saving money on your monthly mortgage repayments.
You will learn:
What's the loan market like?
The market is continuously changing - find out what is available for you right now.
What will it cost me?
With different fees and charges it can be difficult to know the costs, you'll know exactly what it will cost you for all your options.
Is it the right time for me?
It's important that you know you're making the right choice for you, and what to do if you need to wait.
Can I get approval?
It can be confusing and overwhelming to try to work this out yourself, you'll get clarity on this straight away.
Can I draw equity
Many clients want to reinvest in renovations or other property, we’ll let you know if this is possible for you.
How much will I save?
This can be difficult to work out for each loan, we’ll provide numbers on how much you’ll save for each of your options.
How will my credit rating be affected?
Knowing this sets you up to make the right choice for other finance you may require in the near or distant future. Get it right at the meeting.
How long can I expect to have to wait?
Once you have your full plan, you'll know exactly what's coming, and bring confusion to an end.
YOU WILL ALSO RECEIVE:
Mortgage Savings Plan
The personalised, step by step plan for your specific situation – telling you EXACTLY what to do so you can refinance fast and start saving money on your monthly mortgage repayments.
Join hundreds of happy home owners!
"We saved $980 a month on repayments"
“We refinanced with Kristy and were able to consolidate two car loans and two credit card debts, as well as take out $150,000 cash to renovate the kitchen and put in a pool and our total repayments are $980 a month less than before. Thank you very much!”
JASON AND JODIE // Kingscliffe, NSW
"Repayments dropped by $620 a month"
“We are self employed and need a new vehicle to grow our business. Our bank wouldn’t lend to us and we were stuck with an interest ate on our mortgage of over 5%. Andrew and Kristy were able to get us refinanced so we had $50,000 cash to buy a vehicle and our repayments dropped $620 a month! Not only that, we also received $1,200 refinance rebate.”
NATALIE AND CHRIS // Tenterfield, NSW
"Been invaluable to realise our dream of a new home"
"Woo hoo! Andrew and Kirsty have been invaluable to realize our dream of a new home. They are professional and so down to earth. I would recommend them highly."
SHERILEE L. // Victoria
"Able to succeed where most other fail"
"Andrew and Kirsty were great. They are able to succeed where most others fail and will always go the extra mile for their clients. If you're looking to get a home loan or refinance I would highly suggest talking to the team at Living Home Loans, they won't let you down!"
DANE B // Queensland
"Had our best interests at heart"
"What fantastic and personable team! Always had our best interests at heart and nothing was too much effort. They know their business and what it takes to get the job done I would not use anyone else! Andrew and Kirsty we thank you!"
CAMERON H. // South Australia
THE LIVING HOME LOANS TEAM - Who are we?
Living Home Loans is here to help property buyers obtain successful finance so they can enhance their freedom.
We are a team inspired by trusting the things we know work - focus. Providing time and support to nurture and create - care. And the unique ability to think outside the square to find solutions where others can't - innovation.
We've helped hundreds of home owners refinance their mortgages and save thousands of dollars - we'd love to help you too.
100% Satisfaction Guarantee
You are fully protected by our 100% Satisfaction-Guarantee. If you don’t know EXACTLY how to improve your mortgage position, we’ll give you a Double Gold Class Cinema Pass for your trouble. That's how confident we are!
Andrew and Kirsty Best
Frequently Asked Questions
Do you charge a fee?
We charge NO FEE - and will source and negotiate the absolute best deal on your behalf guaranteed.
Are you trying to sell me something?
There is no obligation to take any of our products. This is a stand alone offer to help you understand your options. Of course, if you decide to go ahead with us, we’d love to help you by doing your refinancing for you. Our aim is to make the process as easy and stress free for you as possible.
I'm not even sure if I can refinance?
This is a big question that many of our clients have - and the answer is - that's what we are here to find out. Often our clients are very surprised at what we are able to do.
What if the banks have already told me no?
Banks have different criteria than we do - and each bank only has access (and the incentive to sell) their own products. With us you have access to a vast suite of products Australia-wide - all in one place.
What if I'm unsure I really even want to refinance?
This is perfectly normal, and fine. From your planning session we not only provide you with options that best suit your situation, we'll help you get clear about how you can start cultivating your dreams!
This sounds like a lot of work
Your planning session will only take 20-30 minutes of your time, over the phone. We do all the background research for you and then provide you with your personalised plan. If you decide you'd like us to help you with your refinancing, we will do all the running around for you to save you the time and stress of chasing up phone calls. We can handle communications with agents, builders - yes even conveyancers. Our aim is to make the process as easy and stress free for you as possible.
What does a broker do?
As your broker, we will look for a loan that suits you and your circumstances and will help you cultivate your dreams. With access to multiple lenders and an array of different loan products, we stay up-to-date with the changes within the market and new products from lenders as they come online. Once we've identified loan options that work for you - and you choose the one you'd like to go ahead with - we take care of the whole application process on your behalf!
Is this a normal process to go through?
Again, with thousands of successful home finances under our belt for people right across the nation - we can assure you this is an extremely normal process to go through. We've just made it that little bit easier as you don't need to apply straight up like most brokers - first of all we make the plan - then you decide after that what's right for you to do next.
I'm not sure I'm ready, I think I need to sort some of my stuff out first?
That's an understandable position, many of our clients feel the same prior to talking to us. However - this process is a little different - it's designed to HELP YOU find out what is best for you and what is the best way forward to start cultivating your dreams. We will save you a lot of time and get you on the right path quickly.
Copyright 2018, Living Home Loans